Experience hassle-
free mortgages.

Maximize your investment with a tailor-made loan from Annie Mac, designed to fit your specific needs

Get a free custom rate quote in seconds

•  No impact on credit score •  No hidden costs •  No documents required

ABOUT US

Who we are

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14 days

Avg. Closing Time

100+

Happy customers

15+

Years of mortgage experience

How can we help?

Get a free rate quote

Find the best rates tailored to your needs—no cost, no obligation.

Get A Quote

Compare rates

Easily explore and compare rates to save on your mortgage.

Get pre-approved

Take the first step toward your dream home with a quick pre-approval.

PROCESS OVERVIEW

Our simple home
 loan process

1
Pre-Approval

Share your financials to see how much you can borrow and at what rate.

2
Loan Application

Find a home within your budget and formally apply for a mortgage.

3
Lock Rate

Secure a fixed interest rate for your mortgage during the lock-in period.

4
Loan Processing

The lender verifies your details and appraises the property.

5
Underwriting

The underwriter reviews your application to decide loan approval.

6
Closing

Sign final documents, pay closing costs & officially own your new home.

OUR PRESENCE

Licensed & Serving
Californians to Get Hassle-Free Mortgages

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WHY US

Benefits of working with us

Hassle free process

Simplified steps for an easy journey.
We handle the details for you.

Stellar service

Support whenever you need it. Service that stands out.

Open communication

Transparent updates at every step.
We keep you informed, always.

Specialized expertise

Tailored solutions for your unique needs.
Focused experience you can trust.

Low rates

Save more with our competitive rates.
Affordable options without compromise.

Guidance

Clear advice for confident decisions.
Simplifying the process for you.

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ANNIE MAC RATE WATCH

Get notified when rates drop

Maximize your investment with a tailor-made loan from Annie Mac designed to fit your specific needs

Notify me of rate drops

OUR TEAM

Meet our team of mortgage experts

John Berukoff

Sam Patel

Branch Leadership | NMLS #1062337

Phone: (201) 421-9462

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RECENT EXPERIENCE OF OUR CUSTOMERS

See what our customers say about us

Isabel Munoz

4 months ago

We definitely recommend Andrew for your loans or refinance he explained everything and got us the best rate and $$$ available for us.

Posted on Google

Gerald G

11 months ago

It was an amazing help to us! Andrew has helped my wife and I in the past, and I specifically only seek his guidance when we have any questions on options available to us...

Posted on Google

Walter Karumba

11 months ago

Great company to work with!

Posted on Google

Take your first step towards your home loan journey

•  No impact on credit score •  No hidden costs •  No documents required